Americo M. Scungio, Bankruptcy Attorney in Westerly, Rhode Island

Americo concentrates on bankruptcy, business, creditor rights, and real estate. Each area below outlines the kind of case Americo handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Creditor Rights

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• Real Estate

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Americo's primary office is at 167 Main St., Westerly, RI, 02891. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Americo usually go, from the moment you request a consult to the day representation begins.

Americo discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Americo for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Americo walks through the likely range during the consult so there are no surprises.

• Does Americo offer a free consultation?

  Americo charges for the initial consult; that fee is credited toward representation if you retain Americo's office. Some bankruptcy attorneys offer free consults — check Americo's current terms during booking.

• How long do bankruptcy cases in Rhode Island typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Americo gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Americo take my case if I'm outside Westerly?

  Americo is licensed in Rhode Island. Matters governed by Rhode Island law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Americo will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Americo?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Americo will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Americo accepting new bankruptcy clients right now?

  Americo's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.