Andrew Luke Kraemer, Bankruptcy Attorney in Merrillville, Indiana

Andrew concentrates on bankruptcy, business, creditor rights, foreclosure, and general. Each area below outlines the kind of case Andrew handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Creditor Rights

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• Foreclosure

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• General

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Andrew's primary office is at 506 E. 86th Ave., Merrillville, IN, 46410. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Andrew usually go, from the moment you request a consult to the day representation begins.

Andrew discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Andrew for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Andrew walks through the likely range during the consult so there are no surprises.

• Does Andrew offer a free consultation?

  Andrew charges for the initial consult; that fee is credited toward representation if you retain Andrew's office. Some bankruptcy attorneys offer free consults — check Andrew's current terms during booking.

• How long do bankruptcy cases in Indiana typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Andrew gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Andrew take my case if I'm outside Merrillville?

  Andrew is licensed in Indiana. Matters governed by Indiana law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Andrew will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Andrew?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Andrew will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Andrew accepting new bankruptcy clients right now?

  Andrew's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.