Bernardo J. Garcia, Bankruptcy Attorney in Houston, Texas

Bernardo concentrates on bankruptcy, business, creditor rights, general, and government. Each area below outlines the kind of case Bernardo handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Creditor Rights

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• General

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• Government

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• Litigation

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• Real Estate

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• Tax

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• Trusts

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• Probate

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Bernardo's primary office is at 1415 North Loop W Ste 805, Houston, TX, 77008-1683. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Bernardo usually go, from the moment you request a consult to the day representation begins.

Bernardo discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Bernardo for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Bernardo walks through the likely range during the consult so there are no surprises.

• Does Bernardo offer a free consultation?

  Bernardo charges for the initial consult; that fee is credited toward representation if you retain Bernardo's office. Some bankruptcy attorneys offer free consults — check Bernardo's current terms during booking.

• How long do bankruptcy cases in Texas typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Bernardo gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Bernardo take my case if I'm outside Houston?

  Bernardo is licensed in Texas. Matters governed by Texas law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Bernardo will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Bernardo?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Bernardo will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Bernardo accepting new bankruptcy clients right now?

  Bernardo's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.