Chad Justin Kutmas, Bankruptcy Attorney in Tulsa, Oklahoma

Chad concentrates on bankruptcy, business, civil rights, creditor rights, and energy. Each area below outlines the kind of case Chad handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Civil Rights

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• Creditor Rights

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• Energy

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• Litigation

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Chad's primary office is at 401 S Boston Ave Ste 3200, Tulsa, OK, 74103-4024. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Chad usually go, from the moment you request a consult to the day representation begins.

Chad discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Chad for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Chad walks through the likely range during the consult so there are no surprises.

• Does Chad offer a free consultation?

  Chad charges for the initial consult; that fee is credited toward representation if you retain Chad's office. Some bankruptcy attorneys offer free consults — check Chad's current terms during booking.

• How long do bankruptcy cases in Oklahoma typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Chad gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Chad take my case if I'm outside Tulsa?

  Chad is licensed in Oklahoma. Matters governed by Oklahoma law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Chad will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Chad?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Chad will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Chad accepting new bankruptcy clients right now?

  Chad's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.