Charlotte Moran Ahearn, Bankruptcy Attorney in Baltimore, Maryland

Charlotte concentrates on bankruptcy, consumer, criminal defense, general, and government. Each area below outlines the kind of case Charlotte handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Consumer

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• Criminal Defense

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• General

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• Government

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• Landlord/Tenant

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• Litigation

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Charlotte's primary office is at 500 E Lexington St, Baltimore, MD, 21202-3559. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Charlotte usually go, from the moment you request a consult to the day representation begins.

Charlotte discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Charlotte for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Charlotte walks through the likely range during the consult so there are no surprises.

• Does Charlotte offer a free consultation?

  Charlotte charges for the initial consult; that fee is credited toward representation if you retain Charlotte's office. Some bankruptcy attorneys offer free consults — check Charlotte's current terms during booking.

• How long do bankruptcy cases in Maryland typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Charlotte gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Charlotte take my case if I'm outside Baltimore?

  Charlotte is licensed in Maryland. Matters governed by Maryland law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Charlotte will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Charlotte?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Charlotte will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Charlotte accepting new bankruptcy clients right now?

  Charlotte's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.