Chester James Phillips, Jr, Bankruptcy Attorney in Salinas, California
Over 32 years of legal practice · focused on Bankruptcy, Chapter 13, and Chapter 7 · 2.7/5 rating from 2 verified client reviews
Of CounselatThe Worthington Law Centre
Salinas, CA
Practicing bankruptcy in Salinas since 1994.
- 32+
- Years practicing
- 2.7 ★
- 2 client reviews
- 2
- Bar admissions
Are you Chester James Phillips, Jr?
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Quick answer
Chester James Phillips, Jr is an of counsel based in Salinas, CA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Chester has over 32 years of legal experience. Currently practicing at The Worthington Law Centre. Rated 2.7 out of 5 from 2 client reviews.
- Based in
- Salinas, CA
- Experience
- over 32 years
- Known for
- Bankruptcy · Chapter 13 · Chapter 7
- Handles Bankruptcy, Chapter 13, and Chapter 7 matters from Salinas, CA.
- Over 32 years of practice as a licensed attorney.
- Recognized with Peer Reviewed.
About Chester James Phillips, Jr: Chester James Phillips, Jr is an of counsel based in Salinas, CA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Chester has over 32 years of legal experience. Currently practicing at The Worthington Law Centre. Rated 2.7 out of 5 from 2 client reviews.
Areas of practice
Chester's practice areas in Salinas
Chester concentrates on bankruptcy, chapter 13, chapter 7, criminal defense, and white collar. Each area below outlines the kind of case Chester handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Chapter 13
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Chapter 7
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Criminal Defense
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White Collar
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Bankruptcy cases in Salinas, California
Chester takes bankruptcy matters in Salinas, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Chester agrees to represent you.
Chapter 13 cases in Salinas, California
Chester takes chapter 13 matters in Salinas, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Chester agrees to represent you.
Chapter 7 cases in Salinas, California
Chester takes chapter 7 matters in Salinas, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Chester agrees to represent you.
Criminal Defense cases in Salinas, California
Chester takes criminal defense matters in Salinas, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Chester agrees to represent you.
White Collar cases in Salinas, California
Chester takes white collar matters in Salinas, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Chester agrees to represent you.
Biography
Chester James Phillips, Jr, bankruptcy attorney serving Salinas
Chester James Phillips, Jr is an of counsel based in Salinas, CA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Chester has over 32 years of legal experience. Currently practicing at The Worthington Law Centre. Rated 2.7 out of 5 from 2 client reviews. Chester works from Salinas, California and takes on bankruptcy matters across the region.
Chester James Phillips, Jr is a lawyer practicing criminal trial practice, felony & misdemeanor cases, white collar & non-white collar crimes and 3 other areas of law. Chester received a B.S. degree from United States Military Academy, and has been licensed for 32 years. Chester practices at The Worthington Law Centre in Salinas, CA and 1 other location.
Chester's approach to bankruptcy cases
Chester James Phillips, Jr is a lawyer practicing criminal trial practice, felony & misdemeanor cases, white collar & non-white collar crimes and 3 other areas of law. Chester received a B.S. degree from United States Military Academy, and has been licensed for 32 years. Chester practices at The Worthington Law Centre in Salinas, CA and 1 other location.
The kind of cases Chester takes
Chester reviews new inquiries case-by-case for bankruptcy, chapter 13, and chapter 7 matters in Salinas and the surrounding California area.
Credentials
Credentials — where Chester studied and practices
Monterey College of Law J.D.
—
United States Military Academy B.S. National Security and Public Affairs Webster University M.A. Management
—
Jurisdictions
Chester's state bar admissions
California Trial Cou
1994 · ACTIVE
California
1994 · ACTIVE
Chester studied at — in Monterey College of Law J.D. and — in United States Military Academy B.S. National Security and Public Affairs Webster University M.A. Management.
Law school and academic background
Chester completed — in Monterey College of Law J.D. and — in United States Military Academy B.S. National Security and Public Affairs Webster University M.A. Management. Formal legal training is one signal of substantive knowledge — the day-to-day practice Chester runs in California is where that training gets applied to real client questions.
Recognition
Chester's legal honors and published work
Chester has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
Peer Reviewed
Legal awards and honors
Peer Reviewed.
Affiliations
Chester's professional memberships and bar associations
State Bar of California Monterey County Bar Association
membership
Locations
Chester James Phillips, Jr's office in Salinas
Chester's primary office is at 215 West Alisal Street, Salinas, CA, 93901. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Chester James Phillips, Jr — 2.7/5 rating from 2 verified client reviews
Every review below is from a verified client of Chester. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Salinas.
2.7
2 client reviews
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Chester James Phillips, Jr claims this profile.
Read all reviewsHiring guide
How to hire Chester James Phillips, Jr — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Chester usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Chester charges for the initial consult. That fee is credited toward representation if you retain Chester's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Chester will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Salinas, California
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Chester
Chester discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Chester confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Chester's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Chester James Phillips, Jr
How much does it cost to hire Chester for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Chester walks through the likely range during the consult so there are no surprises.
Does Chester offer a free consultation?
Chester charges for the initial consult; that fee is credited toward representation if you retain Chester's office. Some bankruptcy attorneys offer free consults — check Chester's current terms during booking.
How long do bankruptcy cases in California typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Chester gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Chester take my case if I'm outside Salinas?
Chester is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Chester will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Chester?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Chester will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Chester accepting new bankruptcy clients right now?
Chester's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Salinas, Los Angeles and San Francisco in California
Chester handles bankruptcy matters throughout California. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in California
If Chester's intake is full or the fit isn't right, these bankruptcy attorneys in Salinas handle similar matters. Every profile below is verified and open to consultations.





