Dawn Marie Cutaia

Dawn Marie Cutaia, Bankruptcy Attorney in York, Pennsylvania

Over 30 years of legal practice · focused on Bankruptcy, Chapter 13, and Chapter 7 · 4.9/5 rating from 10 verified client reviews

AttorneyatFresh Start Law, PLLC

York, PA

Practicing bankruptcy in York since 1996.

30+
Years practicing
4.9 ★
10 client reviews
1
Bar admission

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Quick answer

Dawn Marie Cutaia is an attorney based in York, PA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Dawn has over 30 years of legal experience. Currently practicing at Fresh Start Law, PLLC. Rated 4.9 out of 5 from 10 client reviews.

Based in
York, PA
Experience
over 30 years
Known for
Bankruptcy · Chapter 13 · Chapter 7
  • Handles Bankruptcy, Chapter 13, and Chapter 7 matters from York, PA.
  • Over 30 years of practice as a licensed attorney.

About Dawn Marie Cutaia: Dawn Marie Cutaia is an attorney based in York, PA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Dawn has over 30 years of legal experience. Currently practicing at Fresh Start Law, PLLC. Rated 4.9 out of 5 from 10 client reviews.

Areas of practice

Legal matters Dawn takes on

Dawn concentrates on bankruptcy, chapter 13, chapter 7, and foreclosure. Each area below outlines the kind of case Dawn handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in York, Pennsylvania

Dawn takes bankruptcy matters in York, Pennsylvania. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Dawn agrees to represent you.

Chapter 13 cases in York, Pennsylvania

Dawn takes chapter 13 matters in York, Pennsylvania. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Dawn agrees to represent you.

Chapter 7 cases in York, Pennsylvania

Dawn takes chapter 7 matters in York, Pennsylvania. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Dawn agrees to represent you.

Foreclosure cases in York, Pennsylvania

Dawn takes foreclosure matters in York, Pennsylvania. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Dawn agrees to represent you.

Biography

Meet Dawn Marie Cutaia — bankruptcy lawyer in York

Dawn Marie Cutaia is an attorney based in York, PA. The practice focuses on Bankruptcy, Chapter 13, and Chapter 7. Dawn has over 30 years of legal experience. Currently practicing at Fresh Start Law, PLLC. Rated 4.9 out of 5 from 10 client reviews.

If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense.

Dawn was awarded the York County Bar Foundation's Pro Bono Award in 2001, 2002, 2003, and 2005.

Dawn's hobbies include cycling, running, photography, quilting, web design/search engine optimization, and hanging out with her dog, Foxy. Dawn designed the website for the York Law Day Committee and the York Legal Record and was the driving force behind the installation of wi-fi in the York County Judicial Center.

How Dawn handles bankruptcy matters

If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just…

The kind of cases Dawn takes

Dawn reviews new inquiries case-by-case for bankruptcy, chapter 13, and chapter 7 matters in York and the surrounding Pennsylvania area.

Credentials

Education, bar admissions, and languages

  • Dickinson School of Law

    J.D. · 1996

  • Barry University

    B.S. · 1993

Jurisdictions

Dawn's state bar admissions

  • Pennsylvania

    1996 · ACTIVE

Dawn studied at J.D. in Dickinson School of Law and B.S. in Barry University.

Law school and academic background

Dawn completed J.D. in Dickinson School of Law and B.S. in Barry University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Dawn runs in Pennsylvania is where that training gets applied to real client questions.

Affiliations

Dawn's professional memberships and bar associations

  • Pennsylvania Bar Association, York County Bar Association, Middle District Bankruptcy Bar Association

    membership

  • York County Bar Foundation

    bar_fellowship

Locations

Dawn Marie Cutaia's office in York

Dawn's primary office is at 115 E. Philadelphia St., York, PA, 17401. In-person meetings are by appointment; a phone intake usually comes first.

Main office

Fresh Start Law, PLLC

115 E. Philadelphia St.

York, PA 17401

Open in Google Maps

Client feedback

Client reviews of Dawn Marie Cutaia — 4.9/5 rating from 10 verified client reviews

Every review below is from a verified client of Dawn. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in York.

4.9

10 client reviews

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Dawn Marie Cutaia claims this profile.

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Hiring guide

How to hire Dawn Marie Cutaia — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Dawn usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Dawn charges for the initial consult. That fee is credited toward representation if you retain Dawn's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Dawn will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in York, Pennsylvania

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Dawn

Dawn discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Dawn confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Dawn's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Dawn Marie Cutaia

  • How much does it cost to hire Dawn for a bankruptcy case?

    Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Dawn walks through the likely range during the consult so there are no surprises.

  • Does Dawn offer a free consultation?

    Dawn charges for the initial consult; that fee is credited toward representation if you retain Dawn's office. Some bankruptcy attorneys offer free consults — check Dawn's current terms during booking.

  • How long do bankruptcy cases in Pennsylvania typically take?

    Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Dawn gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

  • Can Dawn take my case if I'm outside York?

    Dawn is licensed in Pennsylvania. Matters governed by Pennsylvania law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Dawn will tell you if the case is a fit or refer you to someone closer to your court.

  • What should I bring to my first meeting with Dawn?

    Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Dawn will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

  • Is Dawn accepting new bankruptcy clients right now?

    Dawn's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Areas served

Bankruptcy attorneys serving York, Philadelphia and Pittsburgh in Pennsylvania

Dawn handles bankruptcy matters throughout Pennsylvania. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

More counsel

If Dawn's intake is full or the fit isn't right, these bankruptcy attorneys in York handle similar matters. Every profile below is verified and open to consultations.