Debra Jean Horn, Bankruptcy Attorney in Cleveland, Ohio

Debra concentrates on bankruptcy, business, general, insurance, and litigation. Each area below outlines the kind of case Debra handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• General

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• Insurance

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• Litigation

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• Personal Injury

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Debra's primary office is at Eton Tower, 28601 Chagrin Boulevard, Suite 600, Cleveland, OH, 44122. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Debra usually go, from the moment you request a consult to the day representation begins.

Debra discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Debra for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Debra walks through the likely range during the consult so there are no surprises.

• Does Debra offer a free consultation?

  Debra charges for the initial consult; that fee is credited toward representation if you retain Debra's office. Some bankruptcy attorneys offer free consults — check Debra's current terms during booking.

• How long do bankruptcy cases in Ohio typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Debra gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Debra take my case if I'm outside Cleveland?

  Debra is licensed in Ohio. Matters governed by Ohio law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Debra will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Debra?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Debra will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Debra accepting new bankruptcy clients right now?

  Debra's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.