Dick (Richard) J. Cotter Q.C., Bankruptcy Attorney in the United States

Dick concentrates on bankruptcy, business, and consumer. Each area below outlines the kind of case Dick handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Consumer

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Dick's primary office is at 2900 Manulife Place, 10180 - 101 Street, Edmonton, AB, T5J 3V5. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Dick usually go, from the moment you request a consult to the day representation begins.

Dick discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Dick for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Dick walks through the likely range during the consult so there are no surprises.

• Does Dick offer a free consultation?

  Dick charges for the initial consult; that fee is credited toward representation if you retain Dick's office. Some bankruptcy attorneys offer free consults — check Dick's current terms during booking.

• How long do bankruptcy cases in this state typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Dick gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Dick take my case if I'm outside the area?

  Dick evaluates matters case by case. If the venue is outside Dick's regular jurisdictions, the intake call will confirm whether direct representation or a referral makes more sense.

• What should I bring to my first meeting with Dick?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Dick will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Dick accepting new bankruptcy clients right now?

  Dick's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.