Erik S Kardatzke, Bankruptcy Attorney in Coral Gables, Florida

Erik concentrates on bankruptcy, consumer, creditor rights, debt settlement, and litigation. Each area below outlines the kind of case Erik handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

  View other Bankruptcy attorneys

• Consumer

  View other Consumer attorneys

• Creditor Rights

  View other Creditor Rights attorneys

• Debt Settlement

  View other Debt Settlement attorneys

• Litigation

  View other Litigation attorneys

Erik's primary office is at 6915 Red Rd., Ste. 200, Coral Gables, FL, 33143. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Erik usually go, from the moment you request a consult to the day representation begins.

Erik discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Erik for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Erik walks through the likely range during the consult so there are no surprises.

• Does Erik offer a free consultation?

  Erik charges for the initial consult; that fee is credited toward representation if you retain Erik's office. Some bankruptcy attorneys offer free consults — check Erik's current terms during booking.

• How long do bankruptcy cases in Florida typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Erik gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Erik take my case if I'm outside Coral Gables?

  Erik is licensed in Florida. Matters governed by Florida law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Erik will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Erik?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Erik will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Erik accepting new bankruptcy clients right now?

  Erik's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.