Ethan W. Smith

Ethan is a co-founder of Starfield & Smith, P.C. and focuses his practice in commercial law, with an emphasis on government guaranteed and conventional commercial lending and real estate law. He is a closing attorney for various lenders nationwide, ranging from large national lenders, to small community banks and credit unions. Ethan has also developed an active practice representing lenders before the US Small Business Administration on a variety of SBA guaranty related matters. He is a designated closing counsel for several Certified Development Companies that operate in Pennsylvania, New Jersey and Delaware. Ethan is very active as a writer and speaker on government guaranteed lending issues nationwide. He has been recognized for possessing the highest levels of legal skills and ethics, achieving an “AV” rating from Martindale Hubbell and having been repeatedly named a “Rising Star” by Philadelphia Magazine. In addition to representing commercial lenders, Ethan represents and counsels a number of small businesses in a variety of contexts, including corporate governance, contract and real estate matters.

As a closing attorney for commercial lenders, Ethan prepares and reviews loan files for SBA 7(a), 504, conventional, and USDA B&I commercial loans, confers with loan processors and in-house counsel, and drafts, analyzes and negotiates loan documents. He has closed hundreds of government guaranteed commercial loans through the SBA 7(a) and 504 loan programs, the USDA B&I program, and has closed numerous other conventional commercial financing transactions, including asset-based, real estate, and factoring facilities. Ethan has closed numerous complex commercial transactions, often involving multi-jurisdictional issues and collateral. Ethan also represents numerous lenders in SBA licensing, regulatory enforcement, and guaranty purchase matters.

ADMISSIONS:• Pennsylvania• New York• Federal District Court for the Middle District of Pennsylvania

HONORS/AWARDS:• AV® Preeminent™ Rated by Martindale-Hubbell• Selected for inclusion in Super Lawyers- Pennsylvania Rising Stars in 2005-2011 (Banking, Real Estate, Business/Corporate)