Francesca Abbo Lousia, Bankruptcy Attorney in Warren, Michigan

Francesca concentrates on bankruptcy, chapter 13, and chapter 7. Each area below outlines the kind of case Francesca handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Chapter 13

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• Chapter 7

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Francesca's primary office is at 8900 E 13 Mile Rd, Warren, MI, 48093-2206. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Francesca usually go, from the moment you request a consult to the day representation begins.

Francesca discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Francesca for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Francesca walks through the likely range during the consult so there are no surprises.

• Does Francesca offer a free consultation?

  Francesca charges for the initial consult; that fee is credited toward representation if you retain Francesca's office. Some bankruptcy attorneys offer free consults — check Francesca's current terms during booking.

• How long do bankruptcy cases in Michigan typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Francesca gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Francesca take my case if I'm outside Warren?

  Francesca is licensed in Michigan. Matters governed by Michigan law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Francesca will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Francesca?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Francesca will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Francesca accepting new bankruptcy clients right now?

  Francesca's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.