Francine B. Kelly, Insurance Attorney in Cerritos, California

Francine concentrates on insurance and personal injury. Each area below outlines the kind of case Francine handles, typical outcomes to expect, and how the intake process starts.

• Insurance

  View other Insurance attorneys

• Personal Injury

  View other Personal Injury attorneys

Francine's primary office is at 13340 183rd St., Ste. 110, Cerritos, CA, 90703. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new insurance attorney should feel structured. Here's how the first two conversations with Francine usually go, from the moment you request a consult to the day representation begins.

Francine discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.

• How much does it cost to hire Francine for a insurance case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Francine walks through the likely range during the consult so there are no surprises.

• Does Francine offer a free consultation?

  Francine charges for the initial consult; that fee is credited toward representation if you retain Francine's office. Some insurance attorneys offer free consults — check Francine's current terms during booking.

• How long do insurance cases in California typically take?

  Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Francine gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Francine take my case if I'm outside Cerritos?

  Francine is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Francine will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Francine?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Francine will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Francine accepting new insurance clients right now?

  Francine's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.