Heather Geisberg Pennington, Bankruptcy Attorney in Lexington, Kentucky

Heather concentrates on bankruptcy, business, chapter 11, chapter 13, and chapter 7. Each area below outlines the kind of case Heather handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Chapter 11

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• Chapter 13

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• Chapter 7

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• Creditor Rights

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• Foreclosure

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• General

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• Litigation

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• Trusts

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Heather's primary office is at The Barton House, 200 North Upper Street, Lexington, KY, 40507. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Heather usually go, from the moment you request a consult to the day representation begins.

Heather discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Heather for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Heather walks through the likely range during the consult so there are no surprises.

• Does Heather offer a free consultation?

  Heather charges for the initial consult; that fee is credited toward representation if you retain Heather's office. Some bankruptcy attorneys offer free consults — check Heather's current terms during booking.

• How long do bankruptcy cases in Kentucky typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Heather gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Heather take my case if I'm outside Lexington?

  Heather is licensed in Kentucky. Matters governed by Kentucky law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Heather will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Heather?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Heather will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Heather accepting new bankruptcy clients right now?

  Heather's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.