J Richard Stermer, Bankruptcy Attorney in Montevideo, Minnesota

J concentrates on bankruptcy, elder law, general, government, and litigation. Each area below outlines the kind of case J handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Elder Law

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• General

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• Government

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• Litigation

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• Personal Injury

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• POA

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• Probate

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• Real Estate

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• Wrongful Death

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J's primary office is at 102 Parkway Dr., Montevideo, MN, 56265. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with J usually go, from the moment you request a consult to the day representation begins.

J discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire J for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. J walks through the likely range during the consult so there are no surprises.

• Does J offer a free consultation?

  J charges for the initial consult; that fee is credited toward representation if you retain J's office. Some bankruptcy attorneys offer free consults — check J's current terms during booking.

• How long do bankruptcy cases in Minnesota typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. J gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can J take my case if I'm outside Montevideo?

  J is licensed in Minnesota. Matters governed by Minnesota law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — J will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with J?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. J will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is J accepting new bankruptcy clients right now?

  J's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.