How much does it cost to hire Jana for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Jana walks through the likely range during the consult so there are no surprises.

Does Jana offer a free consultation?

Jana charges for the initial consult; that fee is credited toward representation if you retain Jana's office. Some bankruptcy attorneys offer free consults — check Jana's current terms during booking.

How long do bankruptcy cases in Texas typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Jana gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can Jana take my case if I'm outside Mcallen?

Jana is licensed in Texas. Matters governed by Texas law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Jana will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with Jana?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Jana will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is Jana accepting new bankruptcy clients right now?

Jana's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Jana Smith Whitworth, Bankruptcy Attorney in Mcallen

Quick answer

Jana Smith Whitworth is a member based in McAllen, TX. The practice focuses on Bankruptcy, Business, and Chapter 11. Jana has over 30 years of legal experience. Currently practicing at JS Whitworth Law Firm, PLLC. Rated 2.9 out of 5 from 4 client reviews.

Based in: McAllen, TX
Experience: over 30 years
Known for: Bankruptcy · Business · Chapter 11

Handles Bankruptcy, Business, and Chapter 11 matters from McAllen, TX.
Over 30 years of practice as a licensed attorney.
Recognized with CV Notable.

Areas of practice

Jana's practice areas in Mcallen

Jana concentrates on bankruptcy, business, chapter 11, chapter 13, and chapter 7. Each area below outlines the kind of case Jana handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Mcallen, Texas

Jana takes bankruptcy matters in Mcallen, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jana agrees to represent you.

Business cases in Mcallen, Texas

Jana takes business matters in Mcallen, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jana agrees to represent you.

Chapter 11 cases in Mcallen, Texas

Jana takes chapter 11 matters in Mcallen, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jana agrees to represent you.

Chapter 13 cases in Mcallen, Texas

Jana takes chapter 13 matters in Mcallen, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jana agrees to represent you.

Chapter 7 cases in Mcallen, Texas

Jana takes chapter 7 matters in Mcallen, Texas. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Jana agrees to represent you.

Biography

Jana Smith Whitworth, bankruptcy attorney serving Mcallen

Jana Smith Whitworth is a member based in McAllen, TX. The practice focuses on Bankruptcy, Business, and Chapter 11. Jana has over 30 years of legal experience. Currently practicing at JS Whitworth Law Firm, PLLC. Rated 2.9 out of 5 from 4 client reviews. Jana works from Mcallen, Texas and takes on bankruptcy matters across the region.

Ms. Jana Smith Whitworth is a lawyer practicing real estate litigation, collections, creditors rights and 17 other areas of law. Jana received a B.B.A. degree from Baylor University in 1985, and has been licensed for 30 years. Jana practices at JS Whitworth Law Firm, PLLC in McAllen, TX.

How Jana handles bankruptcy matters

Ms. Jana Smith Whitworth is a lawyer practicing real estate litigation, collections, creditors rights and 17 other areas of law. Jana received a B.B.A. degree from Baylor University in 1985, and has been licensed for 30 years. Jana practices at JS Whitworth Law Firm, PLLC in McAllen, TX.

Who Jana represents

Jana reviews new inquiries case-by-case for bankruptcy, business, and chapter 11 matters in Mcallen and the surrounding Texas area.

Credentials

Credentials — where Jana studied and practices

South Texas College of Law
J.D. · 1996
Baylor University
B.B.A. · 1985

Jurisdictions

Jana's state bar admissions

U.S. District Court,
1997 · ACTIVE
Texas
1996 · ACTIVE

Jana studied at J.D. in South Texas College of Law and B.B.A. in Baylor University.

Law school and academic background

Jana completed J.D. in South Texas College of Law and B.B.A. in Baylor University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Jana runs in Texas is where that training gets applied to real client questions.

Recognition

Jana's legal honors and published work

Jana has received 1 formal recognition from bar associations, industry bodies, and peer-review services.

CV Notable

Legal awards and honors

CV Notable.

Locations

Jana Smith Whitworth's office in McAllen

Jana's primary office is at The Cisneros Law & Mediation Center, 1002 East Taylor Street, McAllen, TX, 78502. In-person meetings are by appointment; a phone intake usually comes first.

Main office

JS Whitworth Law Firm, PLLC

The Cisneros Law & Mediation Center, 1002 East Taylor Street

McAllen, TX 78502

Open in Google Maps

Client feedback

Client reviews of Jana Smith Whitworth — 2.9/5 rating from 4 verified client reviews

Every review below is from a verified client of Jana. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Mcallen.

2.9

4 client reviews

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Jana Smith Whitworth claims this profile.

Read all reviews

Hiring guide

How to hire Jana Smith Whitworth — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Jana usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Jana charges for the initial consult. That fee is credited toward representation if you retain Jana's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Jana will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Mcallen, Texas

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Jana

Jana discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Jana confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Jana's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Jana Smith Whitworth

How much does it cost to hire Jana for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Jana walks through the likely range during the consult so there are no surprises.
Does Jana offer a free consultation?
Jana charges for the initial consult; that fee is credited toward representation if you retain Jana's office. Some bankruptcy attorneys offer free consults — check Jana's current terms during booking.
How long do bankruptcy cases in Texas typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Jana gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Jana take my case if I'm outside Mcallen?
Jana is licensed in Texas. Matters governed by Texas law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Jana will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Jana?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Jana will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Jana accepting new bankruptcy clients right now?
Jana's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by Texas residents in the last few months, answered by bankruptcy attorneys like Jana Smith Whitworth. Each link opens the full answer thread.

Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas
Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Will Filing Bankruptcy Stop Wage Garnishment In Minnesota?
I live in Minneapolis, Minnesota, and my wages are getting garnished because of an unpaid credit card. I’m thinking about filing for bankruptcy to stop the garnishment. Will my ban
1 verified answer · Bankruptcy · Minnesota

Areas served

Bankruptcy attorneys serving Mcallen, Houston and Dallas in Texas

Jana handles bankruptcy matters throughout Texas. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

Jana Smith Whitworth, Bankruptcy Attorney in Mcallen, Texas

Quick answer