Janice Ann Quatman, Bankruptcy Attorney in Lima, Ohio

Janice concentrates on bankruptcy, debt settlement, divorce, general, and probate. Each area below outlines the kind of case Janice handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Debt Settlement

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• Divorce

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• General

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• Probate

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• Real Estate

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• Securities

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• SSD

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Janice's primary office is at 317 N. Elizabeth St., Lima, OH, 45801-4304. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Janice usually go, from the moment you request a consult to the day representation begins.

Janice discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Janice for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Janice walks through the likely range during the consult so there are no surprises.

• Does Janice offer a free consultation?

  Janice charges for the initial consult; that fee is credited toward representation if you retain Janice's office. Some bankruptcy attorneys offer free consults — check Janice's current terms during booking.

• How long do bankruptcy cases in Ohio typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Janice gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Janice take my case if I'm outside Lima?

  Janice is licensed in Ohio. Matters governed by Ohio law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Janice will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Janice?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Janice will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Janice accepting new bankruptcy clients right now?

  Janice's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.