Jay A. Swartz, Bankruptcy Attorney in the United States

Jay concentrates on bankruptcy, business, general, and m&a. Each area below outlines the kind of case Jay handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• General

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• M&A

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Jay's primary office is at 155 Wellington St. W., Toronto, ON, M5V 3J7. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Jay usually go, from the moment you request a consult to the day representation begins.

Jay discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Jay for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Jay walks through the likely range during the consult so there are no surprises.

• Does Jay offer a free consultation?

  Jay charges for the initial consult; that fee is credited toward representation if you retain Jay's office. Some bankruptcy attorneys offer free consults — check Jay's current terms during booking.

• How long do bankruptcy cases in this state typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Jay gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Jay take my case if I'm outside the area?

  Jay evaluates matters case by case. If the venue is outside Jay's regular jurisdictions, the intake call will confirm whether direct representation or a referral makes more sense.

• What should I bring to my first meeting with Jay?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Jay will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Jay accepting new bankruptcy clients right now?

  Jay's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.