How much does it cost to hire John for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. John walks through the likely range during the consult so there are no surprises.

Does John offer a free consultation?

John charges for the initial consult; that fee is credited toward representation if you retain John's office. Some bankruptcy attorneys offer free consults — check John's current terms during booking.

How long do bankruptcy cases in North Carolina typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. John gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can John take my case if I'm outside Charlotte?

John is licensed in North Carolina. Matters governed by North Carolina law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — John will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with John?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. John will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is John accepting new bankruptcy clients right now?

John's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

John R. Miller, Jr., Bankruptcy Attorney in Charlotte

Quick answer

John R. Miller, Jr. is a shareholder based in Charlotte, NC. The practice focuses on Bankruptcy and Business. John has over 24 years of legal experience. Currently practicing at Rayburn Cooper & Durham, P.A.. Rated 4.6 out of 5 from 13 client reviews.

Based in: Charlotte, NC
Experience: over 24 years
Known for: Bankruptcy · Business

Handles Bankruptcy and Business matters from Charlotte, NC.
Over 24 years of practice as a licensed attorney.
Recognized with AV Preeminent.

Areas of practice

Practice areas handled by John R. Miller, Jr.

John concentrates on bankruptcy and business. Each area below outlines the kind of case John handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Charlotte, North Carolina

John takes bankruptcy matters in Charlotte, North Carolina. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before John agrees to represent you.

Business cases in Charlotte, North Carolina

John takes business matters in Charlotte, North Carolina. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before John agrees to represent you.

Biography

About John R. Miller, Jr. — Over 24 years of North Carolina bankruptcy experience

John R. Miller, Jr. is a shareholder based in Charlotte, NC. The practice focuses on Bankruptcy and Business. John has over 24 years of legal experience. Currently practicing at Rayburn Cooper & Durham, P.A.. Rated 4.6 out of 5 from 13 client reviews.

As a bankruptcy and workout attorney at Rayburn Cooper & Durham, Jack Miller assists clients in crisis. After developing an understanding of a client’s business and the stressors and circumstances that brought the client to seek his help, Mr. Miller assists the client in developing and executing a plan to regain stability and give the client an opportunity for his business to thrive again. Sometimes that plan involves filing for bankruptcy protection, but often it involves out-of-court negotiations with creditors to develop an acceptable and sustainable plan to resolve the client’s debts.

HONORS AND AWARDS

Business North Carolina magazine’s “Legal Elite” (Bankruptcy), 2010, 2015-2025

North Carolina Super Lawyers magazine’s “Rising Stars,” 2011-2013, 2015-2016, Super Lawyers, 2017-2025, 100 North Carolina Super Lawyers, 2020-2025, Top 25 Charlotte Attorneys, 2020-2025

Martindale-Hubbell, AV® Preeminent™ Peer Review Rated

Best Lawyers in America, Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law, 2018-2024, “Lawyer of the Year” in Charlotte, NC (Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law), 2023

SPEAKER

Bubbles on the Horizon: Is the Craft Brewing Industry on the Verge of a Bust: North Carolina Bar Association Bankruptcy Section Annual Meeting, Asheville, North Carolina, December 2017

1111(b) Elections: North Carolina Bar Association Bankruptcy Section Annual Meeting, Asheville, North Carolina, November 2015

Obtaining or Preventing Third Party Releases and Injunctions: Western North Carolina Bankruptcy Seminar, Charlotte, North Carolina, May 2015

Bankruptcy for Real Estate Lawyers: North Carolina Bar Association Real Property Section Annual Meeting, Asheville, North Carolina, May 2013

CERTIFICATIONS

Certified Specialist in Business Bankruptcy Law, North Carolina State Bar Board of Legal Specialization, 2013-present

Certified Specialist in Business Bankruptcy Law, American Board of Certification, 2015-present

COMMUNITY SERVICE

Member, Board of Directors and Co-Chair of Government Committee of Monroe Road Advocates (MoRA), 2017-Present

Organizer, Free Wheelin’ Fridays Monroe Road Bike Commute

Announcer/”Starter”, Sardis Sharks Swim Team

Volunteer, Two Wheel Tuesday Youth Bike Commute

Volunteer, Tar Heel Trailblazers Mountain Bike trail work/maintenance

REPRESENTATIVE MATTERS

Bankruptcies

In re Carolina Value Village, Inc., Case No. 19-30144 (U.S. Bankruptcy Court, Western District of North Carolina) – Lead debtor’s counsel in bankruptcy of small retail chain.

In re Bestwall, LLC, Case No. 17-31795 (U.S. Bankruptcy Court, Western District of North Carolina) – Local counsel to non-debtor affiliate Georgia-Pacific LLC in asbestos-driven bankruptcy proceeding.

In re Portrait Innovations, Inc., Case No. 17-31455 (U.S. Bankruptcy Court, Western District of North Carolina) – Lead debtor’s counsel in bankruptcy of national portrait studio retailor. Confirmed plan of reorganization in less than four months.

In re Kaiser Gypsum Corp., Case No. 16-31602 (U.S. Bankruptcy Court, Western District of North Carolina) – Local counsel to debtors in bankruptcy seeking to resolve asbestos and environmental liabilities.

In re Buel, Inc., Case No. 14-0026 (U.S. Bankruptcy Court, Western District of North Carolina) — Counsel to purchaser of substantially all assets of debtor trucking company.

In re WXZ/SG Acquisition, LLC, Case No. 12-10778 (U.S. Bankruptcy Court, Western District of North Carolina) — Counsel to debtor, a subsidiary of a Midwestern residential and commercial developer, in a confirmed Chapter 11 reorganization.

In re Mountain Island Promenade, LLC, Case No. 11-30945 (U.S. Bankruptcy Court, Western District of North Carolina) — Appointed as “conflicts trustee” in a case in which a single law firm represents multiple related bankrupt entities to oversee debtors’ proposed transactions and actions to ensure no preferential treatment provided to insiders.

In re Lane Punch Corporation, Case No. 10-32146 (U.S. Bankruptcy Court, Western District of North Carolina) — Counsel to Official Committee of Unsecured Creditors in bankruptcy of multi-state manufacturing firm, resulting in sale of the business as a going concern.

In re Garlock Sealing Technologies LLC, et al., Case No. 10-31607 (U.S. Bankruptcy Court, Western District of North Carolina) — Debtors’ counsel in asbestos claims-driven bankruptcy of global gasket and packing manufacturer.

Other Representations

Represented multiple residential and commercial developers and builders in negotiations with secured lenders and other matters, including refinancings and recapitalization.

Represented a North Carolina municipality in a dispute with a large corporate debtor regarding tax credits.

Represented the receiver in a pending state court proceeding alleging massive fraud and unfair and deceptive trade practices against the receivership entities’ former insiders.

Represented former officers of a bankrupt corporation in the corporation’s bankruptcy proceeding, including negotiations with the debtor and creditors’ committee.

Advised a part owner of a construction company in the sale of his ownership interest to his business partner.

Advised numerous creditors in various bankruptcy proceedings with respect to their rights against the debtor and bankruptcy estate in such proceedings.

Represented senior secured lender (non-commercial lender) in a single-asset bankruptcy proceeding, obtaining relief from stay to allow the lender to pursue foreclosure.

The cases mentioned above are illustrative of the matters handled by the firm. Case results depend upon a variety of factors unique to each case. Not all results are provided, and prior results do not guarantee a similar outcome.

ASSOCIATIONS AND MEMBERSHIPS

Bankruptcy Section of the North Carolina Bar Association

Bankruptcy Section Council Member, 2005-2008

American Bankruptcy Institute Member

Working with John on a bankruptcy matter

As a bankruptcy and workout attorney at Rayburn Cooper & Durham, Jack Miller assists clients in crisis. After developing an understanding of a client’s business and the stressors and circumstances that brought the client to seek his help, Mr. Miller assists the client in developing and executing a plan to regain stability and give the client an opportunity for his business to thrive again.…

Who John represents

John reviews new inquiries case-by-case for bankruptcy and business matters in Charlotte and the surrounding North Carolina area.

Credentials

John R. Miller, Jr.'s legal education and bar admissions

Wake Forest University School of Law
J.D. · 2002
University of Virginia
B.A. · 1997

Jurisdictions

John's state bar admissions

U.S. District Court,
2002 · ACTIVE
North Carolina
2002 · ACTIVE

John studied at J.D. in Wake Forest University School of Law and B.A. in University of Virginia.

Law school and academic background

John completed J.D. in Wake Forest University School of Law and B.A. in University of Virginia. Formal legal training is one signal of substantive knowledge — the day-to-day practice John runs in North Carolina is where that training gets applied to real client questions.

Recognition

Awards, publications, and recognition of John R. Miller, Jr.

John has received 1 formal recognition from bar associations, industry bodies, and peer-review services.

AV Preeminent

Legal awards and honors

AV Preeminent.

Locations

John R. Miller, Jr.'s office in Charlotte

John's primary office is at 227 W. Trade Street, Suite 1200, Charlotte, NC, 28202-1672. In-person meetings are by appointment; a phone intake usually comes first.

Main office

Rayburn Cooper & Durham, P.A.

227 W. Trade Street, Suite 1200

Charlotte, NC 28202-1672

Open in Google Maps

Client feedback

Client reviews of John R. Miller, Jr. — 4.6/5 rating from 13 verified client reviews

Every review below is from a verified client of John. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Charlotte.

4.6

13 client reviews

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once John R. Miller, Jr. claims this profile.

Read all reviews

Hiring guide

How to hire John R. Miller, Jr. — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with John usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

John charges for the initial consult. That fee is credited toward representation if you retain John's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; John will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Charlotte, North Carolina

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for John

John discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. John confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

John's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about John R. Miller, Jr.

How much does it cost to hire John for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. John walks through the likely range during the consult so there are no surprises.
Does John offer a free consultation?
John charges for the initial consult; that fee is credited toward representation if you retain John's office. Some bankruptcy attorneys offer free consults — check John's current terms during booking.
How long do bankruptcy cases in North Carolina typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. John gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can John take my case if I'm outside Charlotte?
John is licensed in North Carolina. Matters governed by North Carolina law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — John will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with John?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. John will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is John accepting new bankruptcy clients right now?
John's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by North Carolina residents in the last few months, answered by bankruptcy attorneys like John R. Miller, Jr.. Each link opens the full answer thread.

What Happens To Joint Debts If My Spouse Files Bankruptcy In North Carolina?
I live in Charlotte, North Carolina, and my spouse is planning to file for bankruptcy. We have several joint debts together. I’m concerned about how their bankruptcy will affect me
1 verified answer · Bankruptcy · North Carolina
Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas

Areas served

Bankruptcy attorneys serving Charlotte, Raleigh and Durham in North Carolina

John handles bankruptcy matters throughout North Carolina. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

John R. Miller, Jr., Bankruptcy Attorney in Charlotte, North Carolina

Quick answer

Practice areas handled by John R. Miller, Jr.

Bankruptcy cases in Charlotte, North Carolina

Business cases in Charlotte, North Carolina