Joy Elaine Roman, Bankruptcy Attorney in Chicago, Illinois

Joy concentrates on bankruptcy, business, chapter 11, chapter 7, and creditor rights. Each area below outlines the kind of case Joy handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

  View other Bankruptcy attorneys

• Business

  View other Business attorneys

• Chapter 11

  View other Chapter 11 attorneys

• Chapter 7

  View other Chapter 7 attorneys

• Creditor Rights

  View other Creditor Rights attorneys

• Debt Settlement

  View other Debt Settlement attorneys

• Formation

  View other Formation attorneys

• General

  View other General attorneys

• Immigration

  View other Immigration attorneys

• Litigation

  View other Litigation attorneys

• Real Estate

  View other Real Estate attorneys

• White Collar

  View other White Collar attorneys

Joy's primary office is at 233 S. Wacker Dr., 84th Fl., Chicago, IL, 60606. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Joy usually go, from the moment you request a consult to the day representation begins.

Joy discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Joy for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Joy walks through the likely range during the consult so there are no surprises.

• Does Joy offer a free consultation?

  Joy charges for the initial consult; that fee is credited toward representation if you retain Joy's office. Some bankruptcy attorneys offer free consults — check Joy's current terms during booking.

• How long do bankruptcy cases in Illinois typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Joy gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Joy take my case if I'm outside Chicago?

  Joy is licensed in Illinois. Matters governed by Illinois law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Joy will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Joy?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Joy will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Joy accepting new bankruptcy clients right now?

  Joy's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.