Julie Ann O'Bryan, Bankruptcy Attorney in Louisville, Kentucky
Over 41 years of legal practice · focused on Bankruptcy, Divorce, and Personal Injury · 4.5/5 rating from 1 verified client review
Owner/AttorneyatO'Bryan Law Offices
Louisville, KY
Practicing bankruptcy in Louisville since 1985.
- 41+
- Years practicing
- 4.5 ★
- 1 client review
- 2
- Bar admissions
Practices in
Are you Julie Ann O'Bryan?
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Quick answer
Julie Ann O'Bryan is an owner/attorney based in Louisville, KY. The practice focuses on Bankruptcy, Divorce, and Personal Injury. Julie has over 41 years of legal experience. Currently practicing at O'Bryan Law Offices. Rated 4.5 out of 5 from 1 client review.
- Based in
- Louisville, KY
- Experience
- over 41 years
- Known for
- Bankruptcy · Divorce · Personal Injury
- Handles Bankruptcy, Divorce, and Personal Injury matters from Louisville, KY.
- Over 41 years of practice as a licensed attorney.
- Recognized with BV Distinguished.
About Julie Ann O'Bryan: Julie Ann O'Bryan is an owner/attorney based in Louisville, KY. The practice focuses on Bankruptcy, Divorce, and Personal Injury. Julie has over 41 years of legal experience. Currently practicing at O'Bryan Law Offices. Rated 4.5 out of 5 from 1 client review.
Areas of practice
Legal matters Julie takes on
Julie concentrates on bankruptcy, divorce, and personal injury. Each area below outlines the kind of case Julie handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Divorce
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Personal Injury
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Bankruptcy cases in Louisville, Kentucky
Julie takes bankruptcy matters in Louisville, Kentucky. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Julie agrees to represent you.
Divorce cases in Louisville, Kentucky
Julie takes divorce matters in Louisville, Kentucky. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Julie agrees to represent you.
Personal Injury cases in Louisville, Kentucky
Julie takes personal injury matters in Louisville, Kentucky. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Julie agrees to represent you.
Biography
Meet Julie Ann O'Bryan — bankruptcy lawyer in Louisville
Julie Ann O'Bryan is an owner/attorney based in Louisville, KY. The practice focuses on Bankruptcy, Divorce, and Personal Injury. Julie has over 41 years of legal experience. Currently practicing at O'Bryan Law Offices. Rated 4.5 out of 5 from 1 client review.
Julie graduated from Spalding University in 1982 with a degree in Business Administration with a minor in mathematics. She received her law degree from the University of Louisville in 1985. She spent her last semester of law school at Hastings University in San Francisco where she interned for the Department of Corporations. She became a member of the California Bar Association in 1985 and the Kentucky Bar Association in 1987.
From 1987 to 1993, Julie was employed as a Staff Attorney for the Honorable J. Wendell Roberts, US Bankruptcy Judge for the Western District of Kentucky.
In 1994, Julie started her own bankruptcy and family law practice, OBryan Law Offices, PSC which currently employs five associate attorneys and 1o paralegals and 5 support staff. As a team, the OLO group files over 100 consumer bankruptcies a month and handles a full case load of contested and uncontested divorce matters. The law firm has four offices representing consumer and business clients all over the Kentuckiana area including Southern Indiana and the Frankfort and surrounding outlying counties.
Julie became certified as a Consumer Bankruptcy Attorney by the American Board of Certification in 2003 and maintains that certification by her continued involvement in the bankruptcy field and continuing education and training with emerging bankruptcy issues that have developed since the passing of BAPCA.
She has lectured at many bankruptcy seminars and has volunteered her time in training young adults about the "dangers of debt" with her association with CARE, a national training program for young adults founded by the Honorable John Ninfo in Rochester, New York. Julie has also attended and graduated from Max Gardner's Bankruptcy Boot Camp in Shelby, North Carolina where she gained invaluable continuing education on important consumer bankruptcy issues involving consumer rights issues including Automatic stay and Discharge violations and FDCPA and FCRA violation training.
Certified Legal Specialties
• Consumer Bankruptcy, American Board of Certification, 2003
Past Employment Positions
• U.S. Bankruptcy Ct. for Western District of Kentucky, Staff Attorney, 1987 to 1993
Pro Bono Activities
• CARE (Credit Abuse Resistance Education) Program, 2008
Ancillary Businesses
• Uncontested Divorce Practice
Professional Associations and Memberships
• Louisville Bar Association, 1987
• California Bar Association, 1985
• Kentucky Bar Association, 1987
Julie's approach to bankruptcy cases
Julie graduated from Spalding University in 1982 with a degree in Business Administration with a minor in mathematics. She received her law degree from the University of Louisville in 1985. She spent her last semester of law school at Hastings University in San Francisco where she interned for the Department of Corporations. She became a member of the California Bar Association in 1985 and the…
The kind of cases Julie takes
Julie reviews new inquiries case-by-case for bankruptcy, divorce, and personal injury matters in Louisville and the surrounding Kentucky area.
Credentials
Education, bar admissions, and languages
University of Louisville School of Law
J.D. · 1985
Spalding University
B.A. Business · 1982
Jurisdictions
Julie's state bar admissions
Kentucky
1987 · ACTIVE
California
1985 · ACTIVE
Julie studied at J.D. in University of Louisville School of Law and B.A. Business in Spalding University.
Law school and academic background
Julie completed J.D. in University of Louisville School of Law and B.A. Business in Spalding University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Julie runs in Kentucky is where that training gets applied to real client questions.
Recognition
Recognition and thought leadership
Julie has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
BV Distinguished
Legal awards and honors
BV Distinguished.
Locations
Julie Ann O'Bryan's office in Louisville
Julie's primary office is at 1717 Alliant Avenue, Suite 17, Louisville, KY, 40299. In-person meetings are by appointment; a phone intake usually comes first.
Client feedback
Client reviews of Julie Ann O'Bryan — 4.5/5 rating from 1 verified client review
Every review below is from a verified client of Julie. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Louisville.
4.5
1 client review
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Julie Ann O'Bryan claims this profile.
Read all reviewsHiring guide
How to hire Julie Ann O'Bryan — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Julie usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Julie charges for the initial consult. That fee is credited toward representation if you retain Julie's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Julie will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Louisville, Kentucky
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Julie
Julie discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Julie confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Julie's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Julie Ann O'Bryan
How much does it cost to hire Julie for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Julie walks through the likely range during the consult so there are no surprises.
Does Julie offer a free consultation?
Julie charges for the initial consult; that fee is credited toward representation if you retain Julie's office. Some bankruptcy attorneys offer free consults — check Julie's current terms during booking.
How long do bankruptcy cases in Kentucky typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Julie gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Julie take my case if I'm outside Louisville?
Julie is licensed in Kentucky. Matters governed by Kentucky law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Julie will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Julie?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Julie will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Julie accepting new bankruptcy clients right now?
Julie's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Louisville, Lexington and Frankfort in Kentucky
Julie handles bankruptcy matters throughout Kentucky. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
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