
Kevin Guthrie Howard, Bankruptcy Attorney in Citrus Heights, California
Over 24 years of legal practice · focused on Bankruptcy, Business, and General
AssociateatKraft Opich, LLP
Citrus Heights, CA
Practicing bankruptcy in Citrus Heights since 2002.
- 24+
- Years practicing
- 4
- Bar admissions
Are you Kevin Guthrie Howard?
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Quick answer
Kevin Guthrie Howard is an associate based in Citrus Heights, CA. The practice focuses on Bankruptcy, Business, and General. Kevin has over 24 years of legal experience. Currently practicing at Kraft Opich, LLP.
- Based in
- Citrus Heights, CA
- Experience
- over 24 years
- Known for
- Bankruptcy · Business · General
- Handles Bankruptcy, Business, and General matters from Citrus Heights, CA.
- Over 24 years of practice as a licensed attorney.
About Kevin Guthrie Howard: Kevin Guthrie Howard is an associate based in Citrus Heights, CA. The practice focuses on Bankruptcy, Business, and General. Kevin has over 24 years of legal experience. Currently practicing at Kraft Opich, LLP.
Areas of practice
Kevin's practice areas in Citrus Heights
Kevin concentrates on bankruptcy, business, general, government, and litigation. Each area below outlines the kind of case Kevin handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Business
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General
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Government
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Litigation
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Real Estate
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Bankruptcy cases in Citrus Heights, California
Kevin takes bankruptcy matters in Citrus Heights, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Kevin agrees to represent you.
Business cases in Citrus Heights, California
Kevin takes business matters in Citrus Heights, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Kevin agrees to represent you.
General cases in Citrus Heights, California
Kevin takes general matters in Citrus Heights, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Kevin agrees to represent you.
Government cases in Citrus Heights, California
Kevin takes government matters in Citrus Heights, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Kevin agrees to represent you.
Litigation cases in Citrus Heights, California
Kevin takes litigation matters in Citrus Heights, California. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Kevin agrees to represent you.
Biography
Kevin Guthrie Howard, bankruptcy attorney serving Citrus Heights
Kevin Guthrie Howard is an associate based in Citrus Heights, CA. The practice focuses on Bankruptcy, Business, and General. Kevin has over 24 years of legal experience. Currently practicing at Kraft Opich, LLP. Kevin works from Citrus Heights, California and takes on bankruptcy matters across the region.
Kevin Guthrie Howard is a lawyer practicing commercial loans, real estate finance, secured transactions and 5 other areas of law. Kevin received a B.S. degree from University of Arizona in 1995, and has been licensed for 24 years. Kevin practices at Kraft Opich, LLP in Citrus Heights, CA.
Working with Kevin on a bankruptcy matter
Kevin Guthrie Howard is a lawyer practicing commercial loans, real estate finance, secured transactions and 5 other areas of law. Kevin received a B.S. degree from University of Arizona in 1995, and has been licensed for 24 years. Kevin practices at Kraft Opich, LLP in Citrus Heights, CA.
Who Kevin represents
Kevin reviews new inquiries case-by-case for bankruptcy, business, and general matters in Citrus Heights and the surrounding California area.
Credentials
Credentials — where Kevin studied and practices
McGeorge School of Law, University of the Pacific
J.D. · 2002
University of Arizona
B.S. · 1995
Jurisdictions
Kevin's state bar admissions
U.S. District Court,
2008 · ACTIVE
U.S. District Court,
2008 · ACTIVE
California
2002 · ACTIVE
U.S. District Court,
2002 · ACTIVE
Kevin studied at J.D. in McGeorge School of Law, University of the Pacific and B.S. in University of Arizona.
Law school and academic background
Kevin completed J.D. in McGeorge School of Law, University of the Pacific and B.S. in University of Arizona. Formal legal training is one signal of substantive knowledge — the day-to-day practice Kevin runs in California is where that training gets applied to real client questions.
Affiliations
Kevin's professional memberships and bar associations
American Bar Association State Bar of California Sacramento County Bar Association
membership
Locations
Kevin Guthrie Howard's office in Citrus Heights
Kevin's primary office is at 7509 Madison Avenue, Suite 111, Citrus Heights, CA, 95610-7464. In-person meetings are by appointment; a phone intake usually comes first.
Kraft Opich, LLP
7509 Madison Avenue, Suite 111
Citrus Heights, CA 95610-7464
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Schedule your consultationHiring guide
How to hire Kevin Guthrie Howard — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Kevin usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Kevin charges for the initial consult. That fee is credited toward representation if you retain Kevin's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Kevin will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Citrus Heights, California
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Kevin
Kevin discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Kevin confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Kevin's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Kevin Guthrie Howard
How much does it cost to hire Kevin for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Kevin walks through the likely range during the consult so there are no surprises.
Does Kevin offer a free consultation?
Kevin charges for the initial consult; that fee is credited toward representation if you retain Kevin's office. Some bankruptcy attorneys offer free consults — check Kevin's current terms during booking.
How long do bankruptcy cases in California typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Kevin gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Kevin take my case if I'm outside Citrus Heights?
Kevin is licensed in California. Matters governed by California law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Kevin will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Kevin?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Kevin will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Kevin accepting new bankruptcy clients right now?
Kevin's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Citrus Heights, Los Angeles and San Francisco in California
Kevin handles bankruptcy matters throughout California. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
- Citrus Heights80 attorneys
- Los Angeles39,975 attorneys
- San Francisco26,380 attorneys
- San Diego16,903 attorneys
- Sacramento10,561 attorneys
- Irvine6,831 attorneys
- Oakland5,709 attorneys
- San Jose5,009 attorneys
- Palo Alto4,084 attorneys
- Beverly Hills3,348 attorneys
- Newport Beach3,106 attorneys
- Pasadena2,894 attorneys
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