Lazaro Carvajal, Bankruptcy Attorney in North Bergen, New Jersey

Lazaro concentrates on bankruptcy, child custody, divorce, dv defense, and family law. Each area below outlines the kind of case Lazaro handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Child Custody

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• Divorce

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• DV Defense

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• Family Law

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Lazaro's primary office is at 2035 Kennedy Blvd., North Bergen, NJ, 07047. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Lazaro usually go, from the moment you request a consult to the day representation begins.

Lazaro discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Lazaro for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Lazaro walks through the likely range during the consult so there are no surprises.

• Does Lazaro offer a free consultation?

  Lazaro charges for the initial consult; that fee is credited toward representation if you retain Lazaro's office. Some bankruptcy attorneys offer free consults — check Lazaro's current terms during booking.

• How long do bankruptcy cases in New Jersey typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Lazaro gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Lazaro take my case if I'm outside North Bergen?

  Lazaro is licensed in New Jersey. Matters governed by New Jersey law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Lazaro will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Lazaro?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Lazaro will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Lazaro accepting new bankruptcy clients right now?

  Lazaro's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.