Lydia Marie Gazda, Bankruptcy Attorney in Largo, Florida

Lydia concentrates on bankruptcy and tax. Each area below outlines the kind of case Lydia handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Tax

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Lydia's primary office is at 1501 Belcher Rd S Unit 2 B, Largo, FL, 33771-4505. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Lydia usually go, from the moment you request a consult to the day representation begins.

Lydia discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Lydia for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Lydia walks through the likely range during the consult so there are no surprises.

• Does Lydia offer a free consultation?

  Lydia charges for the initial consult; that fee is credited toward representation if you retain Lydia's office. Some bankruptcy attorneys offer free consults — check Lydia's current terms during booking.

• How long do bankruptcy cases in Florida typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Lydia gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Lydia take my case if I'm outside Largo?

  Lydia is licensed in Florida. Matters governed by Florida law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Lydia will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Lydia?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Lydia will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Lydia accepting new bankruptcy clients right now?

  Lydia's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.