Melissa R Dixon, Bankruptcy Attorney in Covington, Kentucky

Melissa concentrates on bankruptcy, chapter 13, chapter 7, debt settlement, and general. Each area below outlines the kind of case Melissa handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

  View other Bankruptcy attorneys

• Chapter 13

  View other Chapter 13 attorneys

• Chapter 7

  View other Chapter 7 attorneys

• Debt Settlement

  View other Debt Settlement attorneys

• General

  View other General attorneys

Melissa's primary office is at 104 E 7th St, Covington, KY, 41011-2502. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Melissa usually go, from the moment you request a consult to the day representation begins.

Melissa discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Melissa for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Melissa walks through the likely range during the consult so there are no surprises.

• Does Melissa offer a free consultation?

  Melissa charges for the initial consult; that fee is credited toward representation if you retain Melissa's office. Some bankruptcy attorneys offer free consults — check Melissa's current terms during booking.

• How long do bankruptcy cases in Kentucky typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Melissa gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Melissa take my case if I'm outside Covington?

  Melissa is licensed in Kentucky. Matters governed by Kentucky law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Melissa will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Melissa?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Melissa will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Melissa accepting new bankruptcy clients right now?

  Melissa's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.