Philomena Saldanha Ashdown, Bankruptcy Attorney in Cincinnati, Ohio

Philomena concentrates on bankruptcy, business, chapter 11, creditor rights, and foreclosure. Each area below outlines the kind of case Philomena handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Chapter 11

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• Creditor Rights

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• Foreclosure

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• General

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• Litigation

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• M&A

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• Securities

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• Consumer

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Philomena's primary office is at The Federal Reserve Building, 150 East Fourth Street, Cincinnati, OH, 45202-4018. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Philomena usually go, from the moment you request a consult to the day representation begins.

Philomena discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Philomena for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Philomena walks through the likely range during the consult so there are no surprises.

• Does Philomena offer a free consultation?

  Philomena charges for the initial consult; that fee is credited toward representation if you retain Philomena's office. Some bankruptcy attorneys offer free consults — check Philomena's current terms during booking.

• How long do bankruptcy cases in Ohio typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Philomena gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Philomena take my case if I'm outside Cincinnati?

  Philomena is licensed in Ohio. Matters governed by Ohio law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Philomena will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Philomena?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Philomena will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Philomena accepting new bankruptcy clients right now?

  Philomena's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.