How much does it cost to hire Randy for a bankruptcy case?

Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Randy walks through the likely range during the consult so there are no surprises.

Does Randy offer a free consultation?

Randy charges for the initial consult; that fee is credited toward representation if you retain Randy's office. Some bankruptcy attorneys offer free consults — check Randy's current terms during booking.

How long do bankruptcy cases in New York typically take?

Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Randy gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

Can Randy take my case if I'm outside Amherst?

Randy is licensed in New York. Matters governed by New York law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Randy will tell you if the case is a fit or refer you to someone closer to your court.

What should I bring to my first meeting with Randy?

Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Randy will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

Is Randy accepting new bankruptcy clients right now?

Randy's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Randy Howard Gugino, Bankruptcy Attorney in Amherst

Quick answer

Randy Howard Gugino is a member based in Amherst, NY. The practice focuses on Bankruptcy, Debt Settlement, and DUI/DWI. Randy has over 46 years of legal experience. Currently practicing at Law Offices of Randy H. Gugino. Rated 3.7 out of 5 from 10 client reviews.

Based in: Amherst, NY
Experience: over 46 years
Known for: Bankruptcy · Debt Settlement · DUI/DWI

Handles Bankruptcy, Debt Settlement, and DUI/DWI matters from Amherst, NY.
Over 46 years of practice as a licensed attorney.
Recognized with BV Distinguished.

Areas of practice

Randy's practice areas in Amherst

Randy concentrates on bankruptcy, debt settlement, dui/dwi, family law, and poa. Each area below outlines the kind of case Randy handles, typical outcomes to expect, and how the intake process starts.

Bankruptcy cases in Amherst, New York

Randy takes bankruptcy matters in Amherst, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Randy agrees to represent you.

Debt Settlement cases in Amherst, New York

Randy takes debt settlement matters in Amherst, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Randy agrees to represent you.

DUI/DWI cases in Amherst, New York

Randy takes dui/dwi matters in Amherst, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Randy agrees to represent you.

Family Law cases in Amherst, New York

Randy takes family law matters in Amherst, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Randy agrees to represent you.

POA cases in Amherst, New York

Randy takes poa matters in Amherst, New York. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Randy agrees to represent you.

Biography

Randy Howard Gugino, bankruptcy attorney serving Amherst

Randy Howard Gugino is a member based in Amherst, NY. The practice focuses on Bankruptcy, Debt Settlement, and DUI/DWI. Randy has over 46 years of legal experience. Currently practicing at Law Offices of Randy H. Gugino. Rated 3.7 out of 5 from 10 client reviews. Randy works from Amherst, New York and takes on bankruptcy matters across the region.

Randy Howard Gugino is a lawyer practicing wills & living wills, probate, bankruptcy/debt relief and 5 other areas of law. Randy received a B.S. degree from Niagara University, and has been licensed for 46 years. Randy practices at Law Offices of Randy H. Gugino in Amherst, NY.

Randy's approach to bankruptcy cases

Randy Howard Gugino is a lawyer practicing wills & living wills, probate, bankruptcy/debt relief and 5 other areas of law. Randy received a B.S. degree from Niagara University, and has been licensed for 46 years. Randy practices at Law Offices of Randy H. Gugino in Amherst, NY.

The kind of cases Randy takes

Randy reviews new inquiries case-by-case for bankruptcy, debt settlement, and dui/dwi matters in Amherst and the surrounding New York area.

Credentials

Credentials — where Randy studied and practices

University of Baltimore
J.D. · 1978
Niagara University B.S.
—

Jurisdictions

Randy's state bar admissions

New York
1980 · ACTIVE

Randy studied at J.D. in University of Baltimore and — in Niagara University B.S..

Law school and academic background

Randy completed J.D. in University of Baltimore and — in Niagara University B.S.. Formal legal training is one signal of substantive knowledge — the day-to-day practice Randy runs in New York is where that training gets applied to real client questions.

Recognition

Randy's legal honors and published work

Randy has received 1 formal recognition from bar associations, industry bodies, and peer-review services.

BV Distinguished

Legal awards and honors

BV Distinguished.

Locations

Randy Howard Gugino's office in Amherst

Randy's primary office is at 2140 Eggert Road, Amherst, NY, 14226. In-person meetings are by appointment; a phone intake usually comes first.

Main office

Law Offices of Randy H. Gugino

2140 Eggert Road

Amherst, NY 14226

Open in Google Maps

Client feedback

Client reviews of Randy Howard Gugino — 3.7/5 rating from 10 verified client reviews

Every review below is from a verified client of Randy. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Amherst.

3.7

10 client reviews

Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Randy Howard Gugino claims this profile.

Read all reviews

Hiring guide

How to hire Randy Howard Gugino — what to expect in your first consultation

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Randy usually go, from the moment you request a consult to the day representation begins.

Consultation formats and pricing

Randy charges for the initial consult. That fee is credited toward representation if you retain Randy's office.

What to bring to your first meeting

Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Randy will tell you what matters and what doesn't.

Questions to ask a bankruptcy attorney in Amherst, New York

A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?

Fees & payment

Fees, payment methods, and consultation options for Randy

Randy discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

Hourly rates, contingency fees, and flat-fee options

Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Randy confirms the model in the engagement letter before any work starts.

Payment methods and payment plans

Randy's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.

Frequently asked

Frequently asked questions about Randy Howard Gugino

How much does it cost to hire Randy for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Randy walks through the likely range during the consult so there are no surprises.
Does Randy offer a free consultation?
Randy charges for the initial consult; that fee is credited toward representation if you retain Randy's office. Some bankruptcy attorneys offer free consults — check Randy's current terms during booking.
How long do bankruptcy cases in New York typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Randy gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Randy take my case if I'm outside Amherst?
Randy is licensed in New York. Matters governed by New York law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Randy will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Randy?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Randy will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Randy accepting new bankruptcy clients right now?
Randy's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.

Community Q&A

Real questions asked by New York residents in the last few months, answered by bankruptcy attorneys like Randy Howard Gugino. Each link opens the full answer thread.

Does Filing Bankruptcy Stop Foreclosure In New York?
I’m facing foreclosure on my home in Buffalo, New York, and I’m considering filing for bankruptcy as a last resort. My mortgage lender has already sent me a notice. If I file for C
1 verified answer · Bankruptcy · New York
How Much Will Bankruptcy Cost Me In Michigan?
I live in Detroit, Michigan, and I’m exploring my bankruptcy options. I’ve heard filing can be expensive, but I need to know what to expect in terms of legal fees and court costs.
1 verified answer · Bankruptcy · Michigan
Can I Get A Loan After Filing Bankruptcy In Washington?
I filed for Chapter 7 bankruptcy in Seattle, Washington, six months ago, and I'm starting to think about my financial future. How soon can I apply for a personal loan after bankrup
1 verified answer · Bankruptcy · Washington
What Are The Consequences Of Bankruptcy In Maryland?
I’m considering bankruptcy in Baltimore, Maryland, and I'm worried about the potential consequences, like losing property or having my credit ruined. What are some common consequen
1 verified answer · Bankruptcy · Maryland
Can Bankruptcy Help With Medical Bills In Texas?
I racked up around $15,000 in medical bills after an emergency surgery last year in Houston, Texas. I’m struggling to keep up with payments, and I’m considering bankruptcy. Will fi
1 verified answer · Bankruptcy · Texas
Will Filing Bankruptcy Stop Wage Garnishment In Minnesota?
I live in Minneapolis, Minnesota, and my wages are getting garnished because of an unpaid credit card. I’m thinking about filing for bankruptcy to stop the garnishment. Will my ban
1 verified answer · Bankruptcy · Minnesota

Areas served

Bankruptcy attorneys serving Amherst and Albany in New York

Randy handles bankruptcy matters throughout New York. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.

Randy Howard Gugino, Bankruptcy Attorney in Amherst, New York

Quick answer