Richard Lyn Kreger, Creditor Rights Attorney in Lovingston, Virginia

Richard concentrates on creditor rights, criminal defense, and personal injury. Each area below outlines the kind of case Richard handles, typical outcomes to expect, and how the intake process starts.

• Creditor Rights

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• Criminal Defense

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• Personal Injury

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Richard's primary office is at Lovingston, VA, 22949-0316. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new creditor rights attorney should feel structured. Here's how the first two conversations with Richard usually go, from the moment you request a consult to the day representation begins.

Richard discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in creditor rights practice — ask which fits.

• How much does it cost to hire Richard for a creditor rights case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Richard walks through the likely range during the consult so there are no surprises.

• Does Richard offer a free consultation?

  Richard charges for the initial consult; that fee is credited toward representation if you retain Richard's office. Some creditor rights attorneys offer free consults — check Richard's current terms during booking.

• How long do creditor rights cases in Virginia typically take?

  Simple creditor rights matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Richard gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Richard take my case if I'm outside Lovingston?

  Richard is licensed in Virginia. Matters governed by Virginia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Richard will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Richard?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Richard will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Richard accepting new creditor rights clients right now?

  Richard's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.