Samantha Kaye Lloyd, Insurance Attorney in Charlotte, North Carolina

Samantha concentrates on insurance, litigation, and real estate. Each area below outlines the kind of case Samantha handles, typical outcomes to expect, and how the intake process starts.

• Insurance

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• Litigation

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• Real Estate

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Samantha's primary office is at The Carillon Building, 227 W. Trade St., Ste. 1550, Charlotte, NC, 28202. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new insurance attorney should feel structured. Here's how the first two conversations with Samantha usually go, from the moment you request a consult to the day representation begins.

Samantha discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in insurance practice — ask which fits.

• How much does it cost to hire Samantha for a insurance case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Samantha walks through the likely range during the consult so there are no surprises.

• Does Samantha offer a free consultation?

  Samantha charges for the initial consult; that fee is credited toward representation if you retain Samantha's office. Some insurance attorneys offer free consults — check Samantha's current terms during booking.

• How long do insurance cases in North Carolina typically take?

  Simple insurance matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Samantha gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Samantha take my case if I'm outside Charlotte?

  Samantha is licensed in North Carolina. Matters governed by North Carolina law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Samantha will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Samantha?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Samantha will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Samantha accepting new insurance clients right now?

  Samantha's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.