Sergio Carlos Muniz, Jr., Bankruptcy Attorney in Melbourne, Florida

Sergio concentrates on bankruptcy, business, construction, contracts, and creditor rights. Each area below outlines the kind of case Sergio handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Construction

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• Contracts

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• Creditor Rights

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• Employment

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• Estate Litigation

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• Estate Planning

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• General

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• Government

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• Insurance

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• International

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• Litigation

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• Military

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• Real Estate

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• Trusts

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• Wills

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Sergio's primary office is at 3266 Peninsula Cir, Melbourne, FL, 32940-1104. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Sergio usually go, from the moment you request a consult to the day representation begins.

Sergio discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Sergio for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Sergio walks through the likely range during the consult so there are no surprises.

• Does Sergio offer a free consultation?

  Sergio charges for the initial consult; that fee is credited toward representation if you retain Sergio's office. Some bankruptcy attorneys offer free consults — check Sergio's current terms during booking.

• How long do bankruptcy cases in Florida typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Sergio gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Sergio take my case if I'm outside Melbourne?

  Sergio is licensed in Florida. Matters governed by Florida law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Sergio will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Sergio?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Sergio will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Sergio accepting new bankruptcy clients right now?

  Sergio's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.