Teresa R. Stephens, Bankruptcy Attorney in Duluth, Georgia

Teresa concentrates on bankruptcy, chapter 13, chapter 7, creditor rights, and real estate. Each area below outlines the kind of case Teresa handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Chapter 13

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• Chapter 7

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• Creditor Rights

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• Real Estate

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Teresa's primary office is at 3235 Satellite Blvd.,Building 400, Suite 300, Duluth, GA, 30096. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Teresa usually go, from the moment you request a consult to the day representation begins.

Teresa discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Teresa for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Teresa walks through the likely range during the consult so there are no surprises.

• Does Teresa offer a free consultation?

  Teresa charges for the initial consult; that fee is credited toward representation if you retain Teresa's office. Some bankruptcy attorneys offer free consults — check Teresa's current terms during booking.

• How long do bankruptcy cases in Georgia typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Teresa gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Teresa take my case if I'm outside Duluth?

  Teresa is licensed in Georgia. Matters governed by Georgia law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Teresa will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Teresa?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Teresa will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Teresa accepting new bankruptcy clients right now?

  Teresa's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.