Terrence Joseph Steel, Bankruptcy Attorney in Cleveland, Ohio
Over 55 years of legal practice · focused on Bankruptcy, Business, and Employment · 5.0/5 rating from 1 verified client review
MemberatCowden & Humphrey Co. LPA
Cleveland, OH
Practicing bankruptcy in Cleveland since 1971.
- 55+
- Years practicing
- 5.0 ★
- 1 client review
- 3
- Bar admissions
Are you Terrence Joseph Steel?
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Quick answer
Terrence Joseph Steel is a member based in Cleveland, OH. The practice focuses on Bankruptcy, Business, and Employment. Terrence has over 55 years of legal experience. Currently practicing at Cowden & Humphrey Co. LPA. Rated 5.0 out of 5 from 1 client review.
- Based in
- Cleveland, OH
- Experience
- over 55 years
- Known for
- Bankruptcy · Business · Employment
- Handles Bankruptcy, Business, and Employment matters from Cleveland, OH.
- Over 55 years of practice as a licensed attorney.
- Recognized with AV Preeminent.
About Terrence Joseph Steel: Terrence Joseph Steel is a member based in Cleveland, OH. The practice focuses on Bankruptcy, Business, and Employment. Terrence has over 55 years of legal experience. Currently practicing at Cowden & Humphrey Co. LPA. Rated 5.0 out of 5 from 1 client review.
Areas of practice
Terrence's practice areas in Cleveland
Terrence concentrates on bankruptcy, business, employment, estate planning, and general. Each area below outlines the kind of case Terrence handles, typical outcomes to expect, and how the intake process starts.
Bankruptcy
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Business
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Employment
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Estate Planning
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General
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Probate
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Real Estate
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Trusts
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Bankruptcy cases in Cleveland, Ohio
Terrence takes bankruptcy matters in Cleveland, Ohio. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Terrence agrees to represent you.
Business cases in Cleveland, Ohio
Terrence takes business matters in Cleveland, Ohio. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Terrence agrees to represent you.
Employment cases in Cleveland, Ohio
Terrence takes employment matters in Cleveland, Ohio. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Terrence agrees to represent you.
Estate Planning cases in Cleveland, Ohio
Terrence takes estate planning matters in Cleveland, Ohio. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Terrence agrees to represent you.
General cases in Cleveland, Ohio
Terrence takes general matters in Cleveland, Ohio. Typical engagements include intake calls to scope the issue, review of any records or filings you already have, and a written strategy memo before Terrence agrees to represent you.
Biography
Terrence Joseph Steel, bankruptcy attorney serving Cleveland
Terrence Joseph Steel is a member based in Cleveland, OH. The practice focuses on Bankruptcy, Business, and Employment. Terrence has over 55 years of legal experience. Currently practicing at Cowden & Humphrey Co. LPA. Rated 5.0 out of 5 from 1 client review. Terrence works from Cleveland, Ohio and takes on bankruptcy matters across the region.
Mr. Terrence Joseph Steel is a lawyer practicing bankruptcy, real property, probate and 8 other areas of law. Terrence received a B.A. degree from The Ohio State University in 1968, and has been licensed for 55 years. Terrence practices at Cowden & Humphrey Co. LPA in Cleveland, OH.
How Terrence handles bankruptcy matters
Mr. Terrence Joseph Steel is a lawyer practicing bankruptcy, real property, probate and 8 other areas of law. Terrence received a B.A. degree from The Ohio State University in 1968, and has been licensed for 55 years. Terrence practices at Cowden & Humphrey Co. LPA in Cleveland, OH.
The kind of cases Terrence takes
Terrence reviews new inquiries case-by-case for bankruptcy, business, and employment matters in Cleveland and the surrounding Ohio area.
Credentials
Credentials — where Terrence studied and practices
The Ohio State University
J.D. · 1970
The Ohio State University
B.A. · 1968
Jurisdictions
Terrence's state bar admissions
U.S. Court of Appeal
1975 · ACTIVE
U.S. District Court,
1973 · ACTIVE
Ohio
1971 · ACTIVE
Terrence studied at J.D. in The Ohio State University and B.A. in The Ohio State University.
Law school and academic background
Terrence completed J.D. in The Ohio State University and B.A. in The Ohio State University. Formal legal training is one signal of substantive knowledge — the day-to-day practice Terrence runs in Ohio is where that training gets applied to real client questions.
Recognition
Terrence's legal honors and published work
Terrence has received 1 formal recognition from bar associations, industry bodies, and peer-review services.
AV Preeminent
Legal awards and honors
AV Preeminent.
Locations
Terrence Joseph Steel's office in Cleveland
Terrence's primary office is at 4600 Euclid Avenue, Suite 400, Cleveland, OH, 44103. In-person meetings are by appointment; a phone intake usually comes first.
Cowden & Humphrey Co. LPA
4600 Euclid Avenue, Suite 400
Cleveland, OH 44103
Open in Google MapsClient feedback
Client reviews of Terrence Joseph Steel — 5.0/5 rating from 1 verified client review
Every review below is from a verified client of Terrence. Reviews cover communication, case outcome, and value — the three signals that matter most when comparing bankruptcy attorneys in Cleveland.
5.0
1 client review
Client ratings are sourced from public records and editorial research. Reviews on LawyersListed are accepted from verified clients once Terrence Joseph Steel claims this profile.
Read all reviewsHiring guide
How to hire Terrence Joseph Steel — what to expect in your first consultation
Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Terrence usually go, from the moment you request a consult to the day representation begins.
Consultation formats and pricing
Terrence charges for the initial consult. That fee is credited toward representation if you retain Terrence's office.
What to bring to your first meeting
Bring any documents you already have — police reports, medical records, filed pleadings, correspondence from an insurer, a copy of the contract at issue. If you're not sure, err on the side of bringing everything; Terrence will tell you what matters and what doesn't.
Questions to ask a bankruptcy attorney in Cleveland, Ohio
A short list to run through before you commit: How many bankruptcy matters have you handled in the last year? What's your fee structure? Who else in the office will work on this? What's your realistic estimate of timeline and range of outcomes? How do I reach you between meetings?
Fees & payment
Fees, payment methods, and consultation options for Terrence
Terrence discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.
Hourly rates, contingency fees, and flat-fee options
Every bankruptcy matter is priced differently. Simple document review might be a flat fee. Injury litigation is often contingency. Complex commercial disputes usually run hourly with a retainer. Terrence confirms the model in the engagement letter before any work starts.
Payment methods and payment plans
Terrence's office accepts standard payment methods. Ask about payment plans if the retainer is a stretch — many bankruptcy practices work with clients on structured schedules.
Frequently asked
Frequently asked questions about Terrence Joseph Steel
How much does it cost to hire Terrence for a bankruptcy case?
Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Terrence walks through the likely range during the consult so there are no surprises.
Does Terrence offer a free consultation?
Terrence charges for the initial consult; that fee is credited toward representation if you retain Terrence's office. Some bankruptcy attorneys offer free consults — check Terrence's current terms during booking.
How long do bankruptcy cases in Ohio typically take?
Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Terrence gives a realistic estimate for your facts at the consult — vague answers here are a red flag.
Can Terrence take my case if I'm outside Cleveland?
Terrence is licensed in Ohio. Matters governed by Ohio law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Terrence will tell you if the case is a fit or refer you to someone closer to your court.
What should I bring to my first meeting with Terrence?
Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Terrence will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.
Is Terrence accepting new bankruptcy clients right now?
Terrence's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.
Areas served
Bankruptcy attorneys serving Cleveland, Columbus and Cincinnati in Ohio
Terrence handles bankruptcy matters throughout Ohio. Each city below is a direct link into the search page for verified bankruptcy attorneys in that community.
More counsel
Other top-rated bankruptcy attorneys in Ohio
If Terrence's intake is full or the fit isn't right, these bankruptcy attorneys in Cleveland handle similar matters. Every profile below is verified and open to consultations.





