Tom K. O'Loughlin, Bankruptcy Attorney in Cape Girardeau, Missouri

Tom concentrates on bankruptcy, business, chapter 11, estate planning, and family law. Each area below outlines the kind of case Tom handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

  View other Bankruptcy attorneys

• Business

  View other Business attorneys

• Chapter 11

  View other Chapter 11 attorneys

• Estate Planning

  View other Estate Planning attorneys

• Family Law

  View other Family Law attorneys

• Litigation

  View other Litigation attorneys

• Personal Injury

  View other Personal Injury attorneys

• Real Estate

  View other Real Estate attorneys

• Trusts

  View other Trusts attorneys

• White Collar

  View other White Collar attorneys

• Estate Litigation

  View other Estate Litigation attorneys

Tom's primary office is at 1736 North Kingshighway, Cape Girardeau, MO, 63701. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Tom usually go, from the moment you request a consult to the day representation begins.

Tom discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Tom for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Tom walks through the likely range during the consult so there are no surprises.

• Does Tom offer a free consultation?

  Tom charges for the initial consult; that fee is credited toward representation if you retain Tom's office. Some bankruptcy attorneys offer free consults — check Tom's current terms during booking.

• How long do bankruptcy cases in Missouri typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Tom gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Tom take my case if I'm outside Cape Girardeau?

  Tom is licensed in Missouri. Matters governed by Missouri law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Tom will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Tom?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Tom will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Tom accepting new bankruptcy clients right now?

  Tom's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.