Vivian Ming Lum, Bankruptcy Attorney in Scottsdale, Arizona

Vivian concentrates on bankruptcy, business, chapter 13, chapter 7, and civil rights. Each area below outlines the kind of case Vivian handles, typical outcomes to expect, and how the intake process starts.

• Bankruptcy

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• Business

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• Chapter 13

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• Chapter 7

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• Civil Rights

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• Consumer

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• Creditor Rights

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• Debt Settlement

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• Foreclosure

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• General

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Vivian's primary office is at 4250 N. Drinkwater Boulevard, Suite 320, Scottsdale, AZ, 85251. In-person meetings are by appointment; a phone intake usually comes first.

Working with a new bankruptcy attorney should feel structured. Here's how the first two conversations with Vivian usually go, from the moment you request a consult to the day representation begins.

Vivian discusses fees during intake so the arrangement fits the matter. Contingency, hourly, and flat-fee options are all common in bankruptcy practice — ask which fits.

• How much does it cost to hire Vivian for a bankruptcy case?

  Cost depends on the type of matter, the fee model (contingency, flat, hourly), and how contested the case becomes. Vivian walks through the likely range during the consult so there are no surprises.

• Does Vivian offer a free consultation?

  Vivian charges for the initial consult; that fee is credited toward representation if you retain Vivian's office. Some bankruptcy attorneys offer free consults — check Vivian's current terms during booking.

• How long do bankruptcy cases in Arizona typically take?

  Simple bankruptcy matters can wrap in a few weeks; disputed cases can run 6–18 months from intake to resolution, longer if the matter goes to trial. Vivian gives a realistic estimate for your facts at the consult — vague answers here are a red flag.

• Can Vivian take my case if I'm outside Scottsdale?

  Vivian is licensed in Arizona. Matters governed by Arizona law are the natural fit. Out-of-state matters are handled case-by-case, sometimes with local co-counsel. Ask during intake — Vivian will tell you if the case is a fit or refer you to someone closer to your court.

• What should I bring to my first meeting with Vivian?

  Bring every document that touches the dispute: contracts, correspondence, police or medical reports, filed pleadings, invoices, photographs, insurance letters. Also bring a written timeline of what happened, in your own words. Vivian will filter what matters — over-preparing at intake is always cheaper than needing a second meeting.

• Is Vivian accepting new bankruptcy clients right now?

  Vivian's intake status shifts week to week. Submit the form; the office will confirm availability or refer the matter out.