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Free Legal Q&A — Ask a Bar-Verified Attorney
Read 22 public legal questions answered by bar-verified U.S. attorneys, covering all 36 practice areas and every state. Search the archive, filter by topic or jurisdiction, or post your own question — anonymously, at no cost.
22 questions
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What to do if my credit report contains incorrect information in Illinois?
I recently checked my credit report and found a $2,500 debt listed that I don’t recognize. I live in Chicago, Illinois, and this is negatively impacting my credit score. I’ve tried contacting the credit bureau, but they haven’t resolved the issue. What are my
Asked by Alex ClientRead the answerWhat can I do if a company won't honor its warranty in California?
I bought a new refrigerator from a store in Los Angeles, California, which came with a two-year warranty. When it broke down after just six months, the company refused to fix it, claiming I misused it. I've even documented my usage. What steps can I take to ma
Asked by Alex ClientRead the answerWhat should I do if my bank won't remove a fraudulent charge in Oregon?
I live in Portland, Oregon, and just noticed a $200 charge on my bank statement that I didn’t make. I reported it, but the bank refuses to remove the charge, claiming it appears legitimate. This feels wrong, and I’m not sure what steps to take. Can I escalate
Asked by Alex ClientRead the answerCan a travel agency refuse to give me a refund in Washington?
I booked a vacation package through a travel agency in Seattle, Washington, but had to cancel due to a family emergency. They are refusing to provide me a refund, citing their policy. I paid $3,000 for the trip. What are my rights in terms of getting my money
Asked by Alex ClientRead the answerCan I be charged extra fees for paying my medical bill early in Florida?
I received a medical bill for $5,000 from a clinic in Miami, Florida, and I wanted to pay it off early. However, they informed me that there would be a 5% processing fee if I paid it before the due date. This seems unfair. Can they legally charge me extra fees
Asked by Alex ClientRead the answerWhat recourse do I have for receiving defective merchandise in Virginia?
I ordered a laptop online from a retailer in Richmond, Virginia, and when it arrived, it was defective and didn’t turn on. I attempted to return it, but they are refusing to accept it back without a restocking fee of 20%. What are my legal rights regarding thi
Asked by Alex ClientRead the answerCan I seek damages if my identity was stolen in Colorado?
I found out my identity was stolen, and someone opened several credit accounts in my name while I was living in Denver, Colorado. I am facing a lot of financial issues due to this. Can I seek damages or compensation for the trouble it has caused me?
Asked by Alex ClientRead the answerCan I sue for false advertising in Massachusetts for a gym membership?
I signed up for a gym in Boston, Massachusetts, that advertised a 'no commitment' policy, but when I tried to cancel, they claimed it's only for certain memberships. I feel this is false advertising since it wasn’t clearly stated. What options do I have to pur
Asked by Alex ClientRead the answerAre there laws against telemarketers in South Carolina?
I keep receiving unsolicited calls from telemarketers in Greenville, South Carolina, trying to sell me services I don’t want. I've asked them to stop, but the calls keep coming. What legal protections do I have against these intrusive calls?
Asked by Alex ClientRead the answerIs it unfair for a bank to charge me overdraft fees in Michigan?
I recently had a situation where my checking account in Detroit, Michigan, went overdraft due to some unexpected transactions. The bank charged me $35 each time, and I feel this is excessive given the circumstances. Can I dispute these overdraft fees?
Asked by Alex ClientRead the answerIs it legal for a store to refuse a price match in Tennessee?
I found a product I wanted to buy in Nashville, Tennessee, that was advertised cheaper at a competitor’s store. When I tried to use their price match guarantee, the store refused to honor it. Is this practice legal, and what can I do about it?
Asked by Alex ClientRead the answerCan an insurance company deny my claim for a home repair in Minnesota?
I filed a claim with my insurance company for damage to my roof after a storm in Minneapolis, Minnesota. They denied my claim, stating it was due to wear and tear. I believe this is wrong. Can I appeal their decision or take further action against them?
Asked by Alex ClientRead the answerWhat can I do about unfair charges on my utility bill in Georgia?
I live in Atlanta, Georgia, and I’ve noticed my electricity bill has been unusually high over the last three months, with charges that I can’t explain. I've called the utility company, but they can't seem to provide a clear answer. What steps can I take if I s
Asked by Alex ClientRead the answerCan an online subscription service charge me after cancellation in North Carolina?
I subscribed to a streaming service in Charlotte, North Carolina, and canceled my subscription before the renewal date. However, I was still charged $15 a month later. I thought cancellations were immediate. Is this legal, and what can I do to get my money bac
Asked by Alex ClientRead the answerIs it legal for a landlord to raise rent 20% in Arizona?
I live in Phoenix, Arizona, and my landlord just notified me of a 20% rent increase starting next month. This seems excessive, especially since my lease is only a year old. I can barely afford to stay here, and I'm worried about my rights. Can my landlord lega
Asked by Alex ClientRead the answerIs it illegal for a phone company to charge me hidden fees in New Jersey?
I signed up for a new phone plan in Newark, New Jersey, and just received my first bill. It includes unexpected fees totaling $50 that were never disclosed to me during signup. I feel misled and would like to know if there is any legal action I can pursue agai
Asked by Alex ClientRead the answerWhat are my rights if a company sends me junk mail promotions in New Mexico?
I keep getting a lot of junk mail promotions from companies in Albuquerque, New Mexico, even after opting out. It’s become overwhelming and invasive. Do I have any legal rights against these companies to stop receiving this unwanted mail?
Asked by Alex ClientRead the answerCan I sue a car dealership in Ohio for misleading financing terms?
I purchased a used car from a dealership in Columbus, Ohio, last month. They assured me the financing terms were great, but after reviewing the contract, I found hidden fees totaling over $2,000. The dealer misrepresented the affordability of my payments. Can
Asked by Alex ClientRead the answerCan a gym charge me a cancellation fee in Texas?
I joined a gym in Dallas, Texas, and decided to cancel my membership after only two months. They told me there is a cancellation fee of $100 in my contract that I didn't notice before signing. Is it legal for them to charge me this fee when I’m trying to termi
Asked by Alex ClientRead the answerWhat should I do if a retailer sells me a counterfeit item in New York?
I recently bought a designer handbag online from a seller based in New York City, but it turned out to be a counterfeit. I paid $1,200 and feel cheated. I've attempted to contact the seller for a refund, but they are unresponsive. What are my legal options for
Asked by Alex ClientRead the answer